In general, people are returning to the site to find information on their peers, to make connections with friends and acquaintances, and to communicate with one another. To our mind, the fact that it's so many things at once-a reference tool, a means for communication, and a clean, fun site to use-is the central reason that people come back daily.
Two thousand five was a great year. Our investment in Hub's sales culture and the commitment of our people enabled us to post organic growth in the face of declining insurance rates. Our acquisition team continued to excel in identifying and closing attractive opportunities. In addition, we achieved our goal of increasing operating margins, recording a one-percentage-point improvement for the quarter and the year.