I was living out on Long Island in Baldwin, New York when Hurricane Sandy hit. With the storm surge, the whole first floor of our house was under about three feet of water. We lost a lot of valuable stuff - sentimental stuff like pictures and Christmas ornaments. Nobody expected flooding that bad.
Getting hit is part of the job. You don't want the first time you're getting punched to be in the fight because there's a lot of shock and awe and you won't react well. I like to get hit in sparring. I don't want to get concussed, or I don't want to be getting knocked out, but I want some shock treatment to prepare me for the fight.