I think long-term, Bitcoin is a currency of the Internet. So, even if humans don’t use it, routers will use it. Web browsers will use it. Web servers will use it.

Think of Bitcoin as a bank account in the cloud, and it’s completely decentralized: not the Swiss government, not the American government. It’s all the participants in the network enforcing.

I think of Twitter as the place where I go to have a great conversation when I can’t have one locally, which seems to be all the time, and the more time that I spend on Twitter, the more I sort of curate this incredible group of very intelligent people that I just get to know purely through the quality of their thoughts.

Creativity is the last frontier. Automation over a long enough period of time will replace every non-creative job. That’s great news. That means that all of our basic needs are taken of, and what remains for us is to be creative, which is really what every human wants.

Perhaps this time is different, automation will permanently destroy jobs, and humanity is incapable of relearning and doing creative work. Perhaps it’s time to drop the tyranny of low expections, and new tools will liberate individuals from a lifetime of drudgery, as they always have.

I think long-term and on a long enough time scale, maybe it’s 50 years from now or maybe it’s 500 years from now, almost everybody on this planet will work for themselves.

Technology is the application of knowledge to control the natural world. It’s the greatest driver of both human prosperity and our capacity for self-annihilation.

Social media has degenerated into a deafening cacophony of groups signaling and repeating their shared myths.

Ubiquitous streaming cameras with remote storage will eventually end almost all physical criminal activities.

The pace of technological change is accelerating so much that I think we do have the reach for all humans to live a life of abundance in our grasp.

Humans aren’t evolved to worry about everything happening outside of their immediate environment.

You are engaging in envy, dispute, and resentment, comparison, jealousy, anger, about things that frankly just don’t matter.

You are essentially playing a game that’s created by the creators of those systems, and yes, it can be a useful game once in a blue moon.

Things like Twitter and Facebook are not making you happy. They are making you unhappy.

The modern world is a gift. It gives us tools and choices, but we need the self-discipline and wisdom to choose wisely.

Technology is not only the thing that moves the human race forward, but it’s the only thing that ever has. Without technology, we’re just monkeys playing in the dirt.

In the digital world, the upside is so large that there’s almost no such thing as risk.

Building technology means you don’t have to choose between practicing science, commerce, and art.

Notifications are just alarm clocks that someone else is setting for you.

If they can train you to do it, then eventually they will train a computer to do it.

You won’t get rich renting out your time.

Escape competition through authenticity.

Money will solve all your money problems but it doesn’t get you everywhere.

You just realize as you get older that it matters less and less and less.

Apply specific knowledge, with leverage, and eventually you will get what you deserve.

If you can’t code, write books and blogs, record videos and podcasts.

Having a million-dollar net worth doesn’t make you a genius, and having less than a million-dollar net worth doesn’t make you a fool.

Arm yourself with specific knowledge, accountability, and leverage. Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you.

Specific knowledge can be taught through apprenticeships or self-taught. It’s high paying because society has not yet figured out how to teach or automate it. It tends to be creative or technical.

You will get rich by giving society what it wants but does not yet know how to get. At scale.

By the time people realize that they have enough money, they’ve lost their time and their health.

The ultimate purpose of money is so that you do not have to be in a specific place at a specific time doing anything you don’t want to do.

In almost any salaried job, even at one that’s paying a lot per hour like a lawyer, or a doctor, you’re still putting in the hours, and every hour you get paid. So, what that means is when you’re sleeping, you’re not earning. When you’re retired, you’re not earning. When you’re on vacation, you’re not earning. And you can’t earn non-linearly.

There are no get-rich-quick schemes. That’s just somebody else trying to get rich off of you.

Set and enforce an aspirational hourly rate. If fixing a problem will save less than your rate, ignore it. If outsourcing a task will cost less than your rate, outsource it. Get comfortable disappointing people whose expectations will eat your life up, one hour at a time.

You can spend your life however you want, but if you want to get rich, it has to be your number one overwhelming desire.

You retire by saving up enough money, becoming a monk, or by finding work that feels like play to you.

I learned how to make money because it was a necessity. After it stopped being a necessity, I stopped caring about it.

The first thing you realize when you make a bunch of money is that you’re still the same person.

We spend so much time in relationships. The average relationship probably lasts a couple years. We spend very little time deciding which relationship to get into. We spend so much time in a job, but we spend so little time deciding which job to get into. Choosing what city to live in can almost completely determine the trajectory of your life, but we spend so little time trying to figure out what city to live in.

I was very selfish with my time and I probably had the most productive year of my life.

I don’t believe in work time. I just believe in time and you can spend it doing whatever you want to do.

Time is the ultimate currency and I should have been more tight fisted with it.

I think most of life is about searching, it’s not about doing. People spend too much time doing and not enough time thinking about what they should be doing.

Say no to more things to protect your time because it’s very precious. On your dying day, you will give everything you have for another day.

You literally have to free up your time because the world will assault you with its own agendas. You have to say no to everything and free up your time so you can solve the important problems.

Ruminating on the past is largely a waste of time. It’s illusory.

Schedules are so overrated. I wish I could have a completely unscheduled life; that would be something nice to shoot for.

My only schedule is my daily morning workout, and even that I’m not perfect on it, but other than that I try to be as unscheduled as possible because I want to be free.

I think it’s really worth – whenever you can in life, if you have the choice – optimizing for independence rather than optimizing for pay.