Groups that work in black neighborhoods around the country have contended that much of subprime lending is 'predatory lending.'

Community groups contend that door-to-door loan sales are often followed by foreclosures.

Subprime lending is growing faster in black areas than in white areas.

'John Doe' is typically used in a warrant when the accused is known by an alias or by a physical description.

Many police departments still use DNA evidence the way they have used fingerprints and tire tracks: to determine whether a suspect committed the crime.

Cities vary widely in the use of DNA testing.

In Los Angeles, the Police Department buys a 40-foot refrigerated trailer truck every six months just to hold DNA evidence.

If he is convicted, Dr. Kevorkian says he will die a martyr's death by going on a hunger strike.

Fans love McGwire for his powerful physique, for his on-field hugs of his son, the part-time bat boy. He is Big Mac, or Paul Bunyan in Cardinals red with a white-ash bat instead of an ax.

Fans love Sosa for his exuberance, for the kisses he blows to his mother, wife and four children. He is Slammin' Sammy, a fairy-tale figure rising from poverty in the Dominican Republic to the 55th floor above Chicago's Lake Shore Drive.

One-third of all professional baseball players come from Latin America, and Sosa is following role models such as the late Roberto Clemente, a Puerto Rican, from whom he adopted the No. 21. Now he is a model for others.

In Atlanta, with a large African-American population, Sosa is often considered a black man. In Miami and Los Angeles, with larger Hispanic populations, he is a Latino man, and the black label is rejected as robbing Hispanics of a hero.

Brand names are well known to business school professors, but only one professor is a brand name herself. Call her Professor Oprah.

Humidity notwithstanding, summer seems to bring out the best of Cincinnati.

In Minneapolis, the overhead sky walks protect pedestrians from the winter cold and snow.

Cincinnatians support a symphony, an opera, a ballet, museums, many galleries and theater groups.

Cincinnati attracted its first permanent white settlers by flatboat in 1788. It took its name from the Society of Cincinnati, an organization of Revolutionary officers. That name came from Cincinnatus, the Roman farmer and general.

Many visitors to Chicago know the Loop, the shops on the Magnificent Mile, and the Museum Campus. Meanwhile, much of the bustle is in the developing neighborhoods around the Loop: North, South and West.

Every scandal has its road kill: the pedestrians who stumble into the headlights of the oncoming 18-wheeler.

It may be no surprise that Pittsburgh has direct flights to London, Paris and Frankfurt, but consider this: many of the tourists here have come from Europe to the capital of culture in the Alleghenies.

A city built on rivers and bituminous coal, Pittsburgh in the '90s has survived the boom and bust years.

Spring and summer in Pittsburgh mean outdoor festivals.

'J'eet jet?' is still the standard way for a Pittsburgher to ask if you're ready for a meal, but the meal itself is no longer limited to chipped ham and an Iron City beer.

The single best indicator of whether or not a child is going to be in poverty or not is whether or not they were raised by a two-parent household or a single parent household.

Healthy marriages are the ones between a man and a woman because they can have a healthy family, and they can raise children in a way that's best for their future, not only socially but psychologically, economically, from a health perspective.

I fully recognize we need to improve the path to citizenship, just as we need to value the hard work of folks who become American citizens legally.

All the issues that have come up under the Obama administration would be continued under Hillary Clinton.

Medical care is one of the only sectors in which Americans are asked to make significant, long-term decisions without knowing the exact price of those decisions up front. Americans deserve to make informed decisions about their medical options.

By fostering competition, leveling the playing field, and increasing transparency, we can bring America's health care sector into the 21st century.

With Obamacare's fate in jeopardy, Democrats have no solutions to solve the mess they forced upon Americans.

The lack of portability and competition has long been a problem in America's insurance market, yet Obamacare took no significant steps to open up the market between state lines.

The Obama administration's proposed nuclear deal with Iran endangers the security of our nation and our allies.

For years, Iran has worked to position itself to dominate the entire Middle East and to impose its version of radical Islam on society. It is actively working to destabilize Yemen, Lebanon, Iraq and Syria.

Iran continues to explicitly threaten to destroy the state of Israel, America's most important ally in the region. Its leaders continue to shout, 'Death to America.' If Iran wants to be a part of the world community, it should renounce such statements.

Any agreement with Iran should have strong verification and enforcement safeguards to prevent future cheating.

Imagine having all of your freedoms taken away, being forced to work against your will, and constantly living under the threat of violence - in short, being forced to live as a slave. Sadly, this situation is a reality for millions of children, women, and men each year as part of the global human trafficking industry.

Under many current state laws, minors who have been victims of trafficking are charged as criminals and go to juvenile detention as offenders.

On Memorial Day, we remember the service of those brave military men and women who paid the ultimate sacrifice defending and protecting our freedoms.

From the depths of the Pacific to the deserts of Iraq, more than a million American soldiers, Airmen, midshipmen, and Marines have laid down their lives for their friends, their families and our nation.

Going forward, we must continue the fight to change the direction of our country.

America's history is exemplified in the efforts of the men and women who died for our country. The one thing that they all have in common is their selfless love for our nation and their courage to stand up to protect and defend it. They raised their gaze in the face of conflict, believed in what America could be, and pushed forward.

I think what we need to do is to have an immigration system where legal immigration is easier.

If we build the legal immigration system better, then they come here, and we'll have a whole lot less illegal immigration.

A lot of small towns in Texas have only volunteer fire departments. And even though they're called volunteer fire departments, they are usually very professional and have great training and usually have good equipment.

What I'd like to do is continue a private sector, free market Main Street types of policies. And those include less regulation. They include a fairer, flatter tax system.

I will term-limit myself probably before I would have enough seniority to get a committee chairmanship.

I believe in term limits. I believe the country would be hugely better off if we had more turnover in Congress.

The Republican Study Committee was started and has grown to be sure that we create and promote, advance and execute conservative policies for the betterment of hard-working American families.

As you get larger, it is harder to have focused discussions. Because one of the things I've learned about Congress over the past four years that I've been in is there's no shortage of opinions about how things should be done on any particular subject.

I don't endorse people that bash judges based on his ethnic heritage.