I hear all this, you know, 'Well, this is class warfare, this is whatever.' No. There is nobody in this country who got rich on his own - nobody.

You can put handcuffs on people who push the envelope. When they break the law, they deserve to have handcuffs.

I think I grew up with a profound sense of watching people who were good people, who were smart people, who were hardworking people - God, nobody on this Earth worked harder than my mom and dad - and they had very little.

And that's how we build the economy of the future. An economy with more jobs and less debt, we root it in fairness. We grow it with opportunity. And we build it together.

No matter how good a deal sounds, if your name goes on the bottom line, you need to understand it and be sure you'll be able to pay. You are responsible for yourself forever. Forever.

Some economists estimate that for every family that goes bankrupt, there are about 15 more who are in the same amount of financial trouble and would profit from bankruptcy but just haven't filed.

Credit cards are like snakes: Handle 'em long enough, and one will bite you.

I grew up in the Methodist church and taught Sunday school, and one of my favorite passages of scripture is, 'in as much as ye have done it unto one of the least of these my brethren, ye have done it unto me.' Matthew 25:40.

I had to make a choice - recede into the academic world, or wade into politics.

I'll work with anyone - and I really do mean that - Democrat, Republican, independent, Libertarian, contrarian, vegetarian.

My mother had taught me about the importance of finding a 'good provider,' so when my boyfriend proposed, I said 'yes' in a heartbeat. I was still just a kid, and I didn't know what was coming in life.

Everyone would like the world always to be in bubble times. But that doesn't happen.

Some of these biggest financial institutions are out there trading in commodities. They're buying oil tankers. This is not a financial system that has calmed down and is there to serve the American people.

'Middle class' used to be synonymous with secure, with steady, with boring, because middle-class people were people who were pretty much safe from the time they first started work on through retirement and until their deaths. No longer.

The word's out: I'm a woman, and I'm going to have trouble backing off on that. I am what I am. I'll go out and talk to people about what's happening to their families, and when I do that, I'm a mother. I'm a grandmother.

I learned something important in my race against Senator Brown: voters want political leaders who are willing to break the partisan gridlock. They want fewer closed-door roadblocks and more public votes on legislation that could improve their lives.

If you believe that America must work for all of us, not just the rich and powerful, if you believe we must reject the politics of fear and division, if you believe we are stronger together, then let's work our hearts out to make Hillary Clinton the next President of the United States!

If your plan is to put a product out there that people can see and understand, then by golly, we're going to get along just fine.

If the big banks expect to buy influence when they give money to favored think tanks, then the public has a right to know. If the big banks don't expect to buy influence and are merely making charitable contributions, then their shareholders have a right to know. Either way, there's no excuse for keeping these payments secret.

Marathon Day in Boston and all of Massachusetts, it's Patriot's Day, and it's a big celebration for us. It's a day when we're kind of the whole world's city there.

It is critical that the American people, and not just their financial institutions, be represented at the negotiating table.

We've seen filibusters of bills and nominations that ultimately passed with 90 or more votes. Why filibuster something that has that kind of support? Just to slow down the process and keep the Senate from working.

I was a Republican because I thought that those were the people who best supported markets. I think that is not true anymore. I was a Republican at a time when I felt like there was a problem that the markets were under a lot more strain. It worried me whether or not the government played too activist a role.

When I first started talking about running for office, a lot of people said to me, 'Don't let the consultants change you,' and I'd always assured them that I wouldn't allow it to happen. But like it or not, I had to change. Not because of a consultant, but because I started to understand the cost of a stupid mistake.

I made it real clear to the business community - if your plan for innovation is to trick people, is to fool them, is not to tell them the truth about the price, then you're right: I'm going to be right in the way.

Credit card agreements run as long as 30 pages, and it's 30 pages of largely incomprehensible text.

I want millionaires and billionaires and Big Oil companies to pay their fair share.

Even families with health insurance are quite vulnerable to a severe economic reversal if someone gets sick.

People have hearts, they have kids, they get jobs, they get sick, they cry, they dance. They live, they love, and they die. And that matters.

G.E. doesn't pay any taxes, and we are asking college kids to take on even more debt to get an education and asking seniors to get by on less. These aren't just economic questions. These are moral questions.

Bankruptcy exposes the economic vulnerability and insecurity of middle class women.

There is one thing Anthony Weiner and I agree on: there are a lot of smart, hard-working people in the financial industry.

Republicans say they don't believe in government. Sure they do. They believe in government to help themselves and their powerful friends.

We all understand that we are living longer, and we are more likely to spend more years as frail, elderly people who can't work. We also recognize that the wonderful advances in medicine also come with wonderful price tags. Those are things you can't budget around.

When she was 16, my grandmother, Hannie Reed, drove a wagon in the Oklahoma land rush.

Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes, bought cars, took out student loans.

Because policymakers often rely on think tanks' research when crafting laws and regulations, it's critical to know whether these organizations are truly independent.

I learned early on what debt means, how vulnerable it makes people, what the security of owning a home means.

I have voted against only one of President Obama's nominees: Michael Froman, a Citigroup alumnus who is currently storming the halls of Congress as U.S. Trade Representative pushing trade deals that threaten to undermine financial regulation, workers' rights, and environmental protections.

I grew up in a family that nearly lost everything, but I ended up in the United States Senate because I grew up in an America that invested in kids like me and built a real future for us.

You can't predict it all. People will tell you to plan things out as best you can. They will tell you to focus. They will tell you to follow your dreams. They will all be right.

In 1978, we adopted a new Bankruptcy Code in the United States, and a principal part of this was designed to adjust to the new corporation, to find ways to let a corporation that had gotten into financial trouble reorganize itself. A big part of the selling point on this bankruptcy law was, 'It will preserve jobs.'

President Obama believes in a country where we invest in education, in roads and bridges, in science, and in the future so we can create new opportunities so the next kid can make it big and the kid afer that and the kid after that, that's what President Obama believes.

It doesn't make me happy to go back and talk about how great high school was.

Most women file for bankruptcy in the aftermath of a serious medical problem, a job loss, or a family break up. It is hard to protect against those.

I was in a high school where everybody was a click better off.

I don't think anyone went the polls and said, 'I am casting my vote to make sure that Wall Street has better chances to make bigger profits off the backs of the American people.'

People with banking experience haven't all flocked to the biggest banks; community banks and regional banks, along with smaller trading houses and credit unions, have some very talented people.

Early 2000s, we get Enron, which tells us the books are dirty. And what is our repeated response? We just keep pulling the threads out of the regulatory fabric.

What we collectively decide about how to bail out our economy, how to pull our economy out of a ditch and what rules we put in place to make sure this problem does not happen again, will shape our country for the next 50 years. This is it.