We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate action if anything goes wrong.

We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies, and life insurance is our largest subsidiary company.

If you look at the numbers from 2002 to 2016, we have consistently been market leaders. We have followed a well-articulated strategy, and our focus is to continue that strategy.

The consolidation that we started in 2009 was clearly the requirement of that time.

Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and that is the business that has been doing very well.

We have to address impediments that stall implementation of projects and streamline the process to ensure smooth execution going forward. We need to address the leverage levels among corporates to restart investment cycle.

When we in our sector talk of the adoption of Indian consumers to new products and innovative ways of doing banking, they always exceed our expectations.

In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation is a necessity.

India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional languages to the people in rural India, we got millions of transactions on the ATM.

If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that is research- and creativity-oriented.

Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels.

My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.

We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring the macroeconomic stability.

The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.

As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet and, therefore, taking care of that. The second important is the reduction in losses going forward.

The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we were to make the entrance exams more all-rounded, you could see more participation.

We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial partnerships.

The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products.

Payments banks can also act as business correspondents of other banks.

Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid that banking is no longer going to exist and banks are going to get disrupted, I think that is a different worry.

Only if you aspire for more will you achieve more.

Practise and practise to make your dreams turn into reality.

I thought work and family complete life. Aarti's enthusiasm and energy levels made me realise that life can be even more wholesome and fuller.

I use my interaction with both my kids to know how the youth today relates to technology, their expectations in terms of mobility and social solutions by customer services-oriented businesses like banking.

I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it.

ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere.

Life is too short to miss out on the beautiful things like a double cheeseburger.

I'm not a political person. When I start to get into it, it just upsets me. I feel so powerless when it comes to politics. So I've just decided to be non-political and very, very pro-soldier.

I read so slow. If I have a script, I'm going to read it five times slower than any other actor, but I'll be able to tell you everything in it. It kills me that there are standardized tests geared towards just one kind of child.

It's really hard for men to tell other men 'I love you' without putting a 'man' at the end of it. Like, 'I love you... man.' You just can't look at another man and say, 'I love you.'

I just love cake, confetti cake, to be specific. It has little colored candies inside the cake, and then you get the confetti icing, which is really hard to find sometimes. It's really hard to explain to people, because it's not icing with sprinkles on top. It's icing that actually has candies inside of it. It's Funfetti icing.

The more you try to look sexy, the lamer it is, so you just have to commit to the comedy.

I think all jocks have a sensitive side. It's just, will they show it to anybody? Will they let their guard down and stop being tough and the cool jock guy around their friends, or just relax? I don't know if it's best to say opening up, but just relax and really say what you're actually thinking, and not what you think people want to hear.

I don't know what you're going through life doing if you're not really trying to collect some really great memories.

My dad was a roofer when I was young. I believe he owned his own roofing company in Florida. And then he fell through a roof, broke his back. Permanently. I mean, he's not paralyzed or anything, but he's had to deal with pain for all of his life since then.

Someone who doesn't take herself too seriously and can be a goofball. Because everyone's a nerd inside, I don't care how cool you are.

Yeah, and I recently had my first Elvis moment. A gang of young girls was jumping all over me. It was kinda scary. And totally flattering.

You have the dreams that you want, and then you have to do other jobs until you can get to that dream.

Well, the first and only time I went hunting, I shot a deer, and it mortified me. I just couldn't do it again. But I know a lot about guns, so I go to the gun range and stuff like that with friends sometimes.

The records that I like, they have life and warmth and soul in them. Like the slap back on Scotty Moore's guitar on 'Mystery Train.' You're not gonna get that in a computer. You're gonna want a live room, you're gonna wanna bounce the tape, you're gonna want real musicians, in a room, vibin' off of each other.

Daniel Day-Lewis and Sean Penn to me are the two best actors of all time. I'm just glad to have the pleasure to be in an era that they're acting while I'm acting. They're probably the best actors in my mind.

Actually I have a tradition that I always steal my last costume on the last day of filming.

My bar for being successful is being able to do movies that really mean something to me and being able to make a living off of that.

I'm not pretty. The truth is I didn't think I could be a model at all. I was looking at some of the guys on the walls at Irene Marie and I thought to myself 'Jesus Christ. I can't do this. I don't look anything like these guys'.

With dancing, you have to know spatial movement with somebody. It is steps. It's literally steps and knowing how close to be or how far away. You have to have the beat in the right place with the camera.

I would love to sing. I would love to do a musical, but I wouldn't say that that singing is my strong suit.

I've always had way too much energy so I'm always looking for new things to do to channel that energy.

I don't know if I'm very complicated at all. I wish I was. I wish I was one of these deep, intricate people. But I just love having fun really.

That's something I do, like, all the time. I just do backflips off things.

I can't do the same movies all my life. I'm conscious of that. But it's a trade-off. 'Dear John' allowed me to do movies I've wanted to do. You learn to balance it out. I'm still learning. Only now am I getting to do the kinds of movies that I have wanted to do. So it's a steady climb. You don't jump into a Soderbergh film.